http://www.repay-student-loans.com Student Loan Consolidation & Student Loan Repayment Fri, 22 Jan 2010 20:48:27 +0000 http://backend.userland.com/rss092 en Federal Pell Grants, Federal Supplemental Educational Opportunity Grants (FSEOG), Academic Competitiveness Grants and National Science and Mathematics Access to Retain Talent Grant (National SMART Grants). Once a school notifies you that you must repay part of a grant, ... http://www.repay-student-loans.com/2010/01/repaying-a-grant-overpayment-debt/ Unlike loans, grants do not usually have to be repaid. However, there are two reasons why you may have to repay part of a Federal grant: 1) The amount given to you was more than you were eligible to receive (this is called an over-award). This can happen if the school ... http://www.repay-student-loans.com/2010/01/why-you-may-have-to-repay-part-of-a-grant/ By Michael Wai W Just to let you know, you are not the only graduate who has to deal with multiple private student loans. It is difficult to manage your financial condition with multiple loans on your back and other expenses to take care of. How can you remedy the situation? ... http://www.repay-student-loans.com/2009/06/consolidate-private-student-loans/ By Richard Shelmerdine If you are looking for information on bankruptcy and a federal student loan then you have come to the right place. You may feel that your federal student loan is making your financial life hell at the moment but it does not have to be like that. Bankruptcy ... http://www.repay-student-loans.com/2009/06/bankruptcy-and-a-federal-student-loan/ Article by: Sarah Russell If you’ve recently graduated from college, you’ve probably been bombarded with mailings and advertisements urging you to refinance (or consolidate) your student loans right away. But wait, what is loan consolidation? And why should you do it? If you’ve just graduated from college, you’ve probably got a number ... http://www.repay-student-loans.com/2009/06/refinance-your-student-loans/ Article by Roger Guzman, M.D. Private student loan consolidation cannot be generally mixed with federal student loans due to the low interest rate on the latter. However, there are several options open to refinance the private student loans by replacing them with another. The main advantage of doing this is that instead ... http://www.repay-student-loans.com/2009/06/private-student-loan-consolidation-is-there-a-best-one/ The Direct Consolidation Loan Program offers four repayment plans with various term selections: Standard Repayment Plan - Under this plan, you will pay a fixed amount of at least $50 each month for up to 10 to 30 years, based on your total education indebtedness. This plan may result in lower ... http://www.repay-student-loans.com/2009/05/the-direct-consolidation-loan-program-offers-four-repayment-plans/ After you graduate, leave school, or drop below half-time enrollment, you have a period of time before you have to begin repayment. This “grace period” will be * six months for a Federal (FFEL) or Direct Stafford Loan. * nine months for Federal Perkins ... http://www.repay-student-loans.com/2009/05/what-you-need-to-know-about-repaying-student-loans/ All loans received under programs authorized by Title IV, of the Higher Education Act can be canceled for several different circumstances including: (1) in the event of your death; or (2) if you become totally and permanently disabled after the loan is disbursed. In addition, some loan types may qualify for ... http://www.repay-student-loans.com/2009/05/student-loan-cancellation-discharge/ You may want to consider rehabilitating your defaulted loan(s). Advantages of rehabilitation include: Your loan(s) will no longer be considered to be in a default status. The default status reported by your loan holder to the national credit bureaus will be deleted. You will be eligible for the same benefits ... http://www.repay-student-loans.com/2009/05/advantages-of-rehabilitating-your-defaulted-student-loans/